FINANCIAL HABITS THAT WILL EASILY MAKE YOU POOR BY THE TIME YOU ARE IN YOUR 30's ... AVOID THIS AT ALL COSTS



4. Spending too much time in school
Imagine someone spending 4 years in undergraduate, 2 years doing masters, 4 years studying PhD and another 4 years studying professional courses. All these time, someone else is out there busy building an empire to employ you.

People spending a lot of time in class, wasting their mental energy and at the end of the day end up earning Ksh 120,000 is pure nonsense.

I’m not saying that it’s not good to further your education, but you need to understand too much of something is poisonous.The only ideal level is masters, the rest is useless.


5. Alcohol and women
Alcohol and women go hand in hand. If you love both, am sorry to say but you’re finished.

6. Betting /gambling
Gambling and betting, long ago, used to be for the rich. Nowadays the poor are the major players in the industry, especially in Kenya. Gambling is not a sound plan to lift you out of poverty. It’s luck. Gambling is enticing; you will win small cash first but you will lose endlessly.And the earlier young Kenyans realise this the better.

7. Working for somebody
It’s not bad to work for somebody, but immediately you get that contract, plan an exit strategy. In this case, draw a business plan. If you start a business venture, you will be your own boss, decide what to earn and fulfill your ambitions. You will be disappointed on the way but finally, you’ll master the tricks.
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